Critical Illness Cover

What Is Critical Illness Cover?

A critical illness plan is designed to pay out a lump sum on the diagnosis of certain pre-specified illnesses. It is often added to a life insurance policy as an additional benefit but can also be a standalone plan.

Illnesses covered vary from provider to provider, but can also include cover for your children as unfortunately, this is an ever-increasing claim area.

Who Is Critical Illness Cover For?

This type of plan is designed for those individuals who want a lump sum if they are diagnosed with a serious illness. For example, the money could be used to repay the mortgage or pay for specific medical treatment overseas. The lump sum could even be used to pay for any necessary alterations to your home.

The quality of cover and the illnesses covered can vary significantly between different providers. As financial advisers we will take into account policy coverage, circumstances and budget to find you the most suitable plan.

To find out more, contact one of our expert advisers today

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